T-Cash Card 2025
|

CM Punjab T-Cash Card 2025 – Online Apply, Eligibility, and Benefits

Introduction

The CM Punjab T-Cash Card 2025 is a flagship project launched by the Government of Punjab under the leadership of Chief Minister Maryam Nawaz Sharif. Designed as a rechargeable smart banking card, it provides a seamless travel and financial solution for citizens across Punjab.

The T-Cash Card 2025 serves dual purposes:

  • A unified transport card for Metro Buses, Orange Line Trains, Speedo Buses, and Electro Buses.
  • A debit-enabled smart card for everyday financial transactions including shopping, bill payments, ATM withdrawals, and access to government subsidies.

With an issuance fee of just PKR 130, NADRA verification, and subsidy integration, the T-Cash Card 2025 is set to transform how citizens travel, shop, and manage expenses, making it a key step in Punjab’s journey toward digital inclusion and green mobility.


T-Cash Card 2025

Objectives of the T-Cash Card 2025 Program

Promoting Cashless Travel

The T-Cash Card creates a unified fare system, eliminating the need to buy multiple tickets for different transport modes. It makes travel simpler, faster, and more efficient.

Supporting Digital Banking

As a debit-enabled card, it encourages financial inclusion, allowing unbanked citizens to participate in the digital economy of Pakistan.

Ensuring Subsidy Distribution

The card is linked with government relief programs, enabling citizens to receive direct subsidies on food items, fertilizers, education, and other essentials without delays.

Empowering Students & Farmers

Students can use the T-Cash Card to pay educational fees, while farmers benefit from discounted seeds, fertilizers, and bill payments—reducing their financial burden.


Key Features of CM Punjab T-Cash Card 2025

  • Dual Functionality: Works as both a public transport card and a debit card.
  • Unified Fare System: Valid across Metro Buses, Orange Line Trains, Speedo Buses, and Electro Buses.
  • Banking Services: Supports ATM withdrawals, utility bill payments, and shopping at partner stores.
  • Government Subsidies: Provides discounts on flour, sugar, ghee, fertilizers, and educational fees.
  • Affordable: Issued at just PKR 130, making it accessible to everyone.
  • Secure: Verified through NADRA and compliant with the State Bank of Pakistan.
  • Easy Application: Citizens can apply via the official web portal, mobile app, or helpline 1762.
  • Quick Collection: Cards can be collected within 10 days from the selected station.
T-Cash Card 2025

Eligibility Criteria for T-Cash Card 2025

General Requirements

  • Must be a resident of Punjab.
  • A valid, NADRA-verified CNIC is required.
  • Applicants must comply with State Bank of Pakistan (SBP) regulations.

For Subsidy Benefits

  • Families with monthly income below Rs. 60,000.
  • Farmers with less than 12.5 acres of land.
  • Students enrolled in recognized educational institutes.
  • Applicants registered under BISP or Ehsaas survey databases.

Required Documents for Application T-Cash Card 2025

  • Original CNIC.
  • Proof of residence (domicile or rent agreement).
  • Proof of income (salary slip or business statement) for subsidy eligibility.
  • Student ID for educational support.
  • Recent utility bill (electricity or gas).

image 26

How to Apply for CM Punjab T-Cash Card 2025

  1. Visit the official website: t-cash.punjab.gov.pk.
  2. Register using your CNIC and mobile number (OTP verification).
  3. Fill in personal, financial, and family details.
  4. Upload scanned documents (CNIC, proof of income, student/farmer details if applicable).
  5. Pay the issuance fee of PKR 130.
  6. Select your preferred pickup station.
  7. Collect the card within 10 days of approval.

Alternative Channels:

  • Apply via the mobile application.
  • Call the official helpline 1762 for assistance in registration.

How to Use the T-Cash Card 2025

  • For Travel: Tap your card to travel on Metro, Orange Line, Speedo, and Electro buses.
  • For Banking: Use it as a debit card to withdraw cash, pay utility bills, and shop at stores.
  • For Subsidies: Automatic discounts apply when purchasing flour, ghee, sugar, fertilizers, or paying tuition fees at registered outlets.

Subsidies and Discounts with T-Cash Card 2025

Item/ServiceSubsidy/Discount
Flour (20kg bag)Rs. 500 discount
Ghee & Oil (per litre)Rs. 150 discount
Sugar (per kg)Rs. 40 discount
Fertilizer (per bag)Rs. 600 discount
Education FeeUp to 30% covered

Future Plans for the T-Cash Program

  • Integration with digital wallets for online payments.
  • Mobile app features for real-time balance checks and subsidy updates.
  • Expansion of subsidies to healthcare support for low-income families.
  • Scholarship distribution for students directly through the card.
  • Wider acceptance at petrol pumps, supermarkets, and partner banks.

image 25

Conclusion

The CM Punjab T-Cash Card 2025 is more than just a travel card—it is a comprehensive digital solution that combines cashless commuting, financial services, and government subsidies. With a low issuance fee, secure NADRA verification, and widespread usability, the card empowers students, farmers, and low-income families while supporting Punjab’s vision of digital inclusion and smart mobility.

Whether you are a commuter in Lahore, a student managing tuition fees, or a farmer reducing costs, the T-Cash Card ensures affordability, convenience, and empowerment. Citizens are encouraged to apply through t-cash.punjab.gov.pk and become part of this transformative step toward a cashless and sustainable Punjab.


FAQs

1. What is the CM Punjab T-Cash Card?

It is a rechargeable transport and debit card that enables cashless travel, banking services, and access to subsidies.

2. How much does the card cost? 

The issuance fee is only PKR 130.

3. Who is eligible for subsidy benefits?

Low-income families, students, and farmers of Punjab (earning below Rs. 60,000/month or owning less than 12.5 acres of land).

4. Where can I apply?

Applications can be submitted via t-cash.punjab.gov.pk, the mobile app, or helpline 1762.

5. Can the card be used at ATMs?

Yes, the T-Cash Card functions as a debit card for ATM withdrawals and other transactions.

6. What if I don’t collect my card on time?

If not collected within 10 days, the card may be returned or require reprocessing.

7. Where can I use the card?

On Punjab’s public transport systems, utility stores, supermarkets, and partner outlets linked with the subsidy program.


Similar Posts

One Comment

Leave a Reply

Your email address will not be published. Required fields are marked *