Free 3 Marla Plot Scheme 2025 – Maryam Nawaz Sharif’s Housing Vision for Punjab
3 Marla Plot Scheme 2025 launched under leadership of Maryam Nawaz – a landmark housing initiative — the Apni Zameen Apna Ghar (AZAG) Scheme 2025 — under the leadership of Chief Minister Maryam Nawaz Sharif. The programme 3 Marla Plot Scheme 2025 is designed to offer free 3 marla residential plots to deserving and low-income families across Punjab, empowering them with land ownership and dignity.
What is the 3 Marla Plot Scheme 2025?
Under the AZAG Scheme 2025, eligible families will receive a 3 marla (675 sq ft) residential plot free of charge. The scheme is being implemented by the Punjab Housing & Town Planning Agency (PHATA) via the Housing, Urban Development & Public Health Engineering Department (HUD&PHED).
Key features of the 3 Marla Plot Scheme 2025:
- Scheme Name: Apni Zameen Apna Ghar (AZAG)
- Launch Date: May 2025
- Plot Size: 3 Marla (675 sq ft)
- Phase 1: 1,892 plots across 19 districts
- Cost: 100% free allotment of plot
- Loan Facility: Up to Rs. 1.5 million interest-free home construction loan
- Monthly Installments: Approx. Rs. 14,000 over 7 years
- Priority Groups: Widows, orphans, persons with disabilities, daily-wage labourers, low-income families
- Allotment Method: Computerised balloting
- Official Portal: azag.punjab.gov.pk
Why is this 3 Marla Plot Scheme 2025 Important?
The 3 Marla Plot Scheme 2025 by Maryam Nawaz reflects the government’s mission to provide shelter, dignity and empowerment to under-privileged citizens of Punjab. By focusing on free land allotment and interest-free construction financing, the scheme aims to eradicate homelessness and uplift low-income communities.
Key benefits:
- Establishes land ownership for low-income families
- Reduces slum-housing and supports urban planning
- Boosts construction sector and creates jobs
- Empowers women and other vulnerable groups via property rights
- Advances the province’s sustainable housing agenda
Phase-1 Districts Covered
In phase-1 of the 3 Marla Plot Scheme 2025 online apply window, 23 government-approved housing schemes across 19 districts are included:
Jhelum • Kasur (Pattoki) • Faisalabad (Mamukanjan) • Lodhran • Okara (Renala Khurd) • Layyah • Bhakkar • Sahiwal • Sargodha • Khushab • Bahawalnagar • Mandi Bahauddin • Rajanpur • Attock • Gujrat • Bahawalpur • Vehari • Jhang • Chiniot
Future phases will expand into additional districts based on land availability and demand.
Eligibility Criteria for Applicants for 3 Marla Plot Scheme 2025
To qualify for the free 3 marla plot scheme registration online, applicants must satisfy these requirements:
| # | Requirement | Details |
|---|---|---|
| 1 | Permanent resident of Punjab | Valid CNIC + domicile of Punjab |
| 2 | No property ownership | Neither applicant nor spouse/children own land or house in Pakistan |
| 3 | Registered in NSER | Valid NSER record, PMT ≤ 60 |
| 4 | Family monthly income | Below Rs. 50,000 |
| 5 | Clean legal history | No criminal case or loan default |
| 6 | Minimum age | 18 years – priority to married applicants |
Documents Required for Application of 3 Marla Plot Scheme 2025
Have digital copies (JPG, PNG or PDF, ≤1 MB each) ready:
- CNIC (applicant & spouse)
- Domicile certificate
- Recent passport-size photograph
- Income proof or affidavit
- Family Registration Certificate (FRC) – NADRA
- NSER verification / PMT score
- Utility bill for address verification
- Disability or widow certificate (if applicable)
- Marriage certificate (if applicable)
- Bank statement (last 6 months)
How to Apply Online: 3 Marla Plot Scheme 2025 Registration Online
Follow this step-by-step guide for the3 Marla Plot Scheme 2025 online apply process:
- Visit the official portal: azag.punjab.gov.pk
- Click “Apply Now” to begin registration
- Create your account: Provide CNIC, name, mobile number, email
- Verify your account via email link
- Complete eligibility form: answer questions about residency, property status, income
- Fill the main application form: enter personal, family, income details
- Upload required documents
- Submit application and note down your tracking number
- Wait for verification & balloting of the free 3 marla housing scheme
Interest-Free Home Construction Loan: Apni Chhat Apna Ghar
Once you receive plot allotment, you may be eligible for an interest-free home construction loan under the Apni Chhat Apna Ghar initiative:
- Maximum loan: Rs. 1.5 million
- Monthly Installment: Approx. Rs. 14,000 for 7 years
- Grace period: 3 months
- Purpose: Home construction only (no commercial use, no transfer)
- Conditions:
- Construction to begin within 6 months of plot possession
- Home to be completed within 2 years
- Plot cannot be sold, leased or transferred for 5 years
- False documents → disqualification
- PHATA may inspect site anytime
- Disputes handled via PHATA Grievance Redressal Committee
Transparency & Monitoring
The scheme 3 Marla Plot Scheme 2025 uses:
- Computerised balloting for fair allocation
- NSER and PSER databases to ensure only eligible families benefit
- Helpline & complaint system (0800-09100) for grievances
- Official portals for registration, loan and NSER help
Social & Economic Impact
This free 3 marla housing scheme 2025 is more than just land allotment—it’s a social transformation programme:
✅ Grants land-ownership to vulnerable families
✅ Eases urban overcrowding & improves living conditions
✅ Generates construction jobs and uplifts local economies
✅ Empowers women and marginalised groups
✅ Contributes to Punjab’s long-term housing & welfare goals
Helplines & Official Links
- Portal: azag.punjab.gov.pk
- Loan Portal: acag.punjab.gov.pk
- NSER Help: pser.punjab.gov.pk
- Complaints: complaints.punjab.gov.pk
- Helpline: 0800-09100, 042-99213419
FAQs
1. What is the CM Punjab 3 Marla Plot Scheme 2025?
It’s a government housing initiative offering free 3 marla plots and interest-free home construction loans to low-income families across Punjab.
2. Who can apply for 3 Marla Plot Scheme 2025?
Permanent residents of Punjab registered in NSER, monthly family income below Rs. 50,000, no property ownership.
3. What documents are required?
CNIC, domicile certificate, income proof, FRC, NSER verification, recent photograph, etc.
4. Can I sell the allotted plot?
No — plots cannot be sold or transferred for at least 5 years post-allotment.
5. What is the official portal for registration?
azag.punjab.gov.pk
6. Is there any fee to apply?
No — registration for the scheme is completely free of cost.
